U.S. Bancorp

Founded: 1863, headquartered in Minneapolis, Minnesota, USA.

Market Position: One of the largest commercial banks in the U.S., with total assets exceeding $600 billion (as of 2024). It ranks highly in the U.S. financial services industry and is a member of the Dow Jones Industrial Average.

Core Philosophy: Customer-centered, providing innovative and sound financial solutions, dedicated to promoting the long-term prosperity of communities and clients.

U.S. Bancorp is a diversified financial services holding company with a wide range of operations, serving over 15.8 million customers. The main business segments are as follows:

Retail and Commercial Banking: Provides services such as savings accounts, checking accounts, loans, credit cards, etc., with 3,002 banking branches and 5,309 ATMs across 24 states in the U.S.

Wealth Management and Investment Services: Offers asset management, trust services, and investment products to individuals, businesses, and institutions to help clients achieve wealth growth.

Payment Services: Includes credit card processing, business payment solutions, etc., and is one of the leading global payment service providers.

Corporate and Institutional Banking: Provides capital market services, cash management, and trade finance to businesses and governments.

Other Services: Includes leasing, mortgages, insurance, and brokerage services to meet diverse financial needs.

With the rapid development of technology, especially since 2021, U.S. Bancorp has integrated artificial intelligence and big data analysis into its investment strategies, developing the “AI Infinite ∞” system. This system surpasses the capabilities of previous AI technologies, significantly improving the efficiency and accuracy of investment decisions, enabling more individuals to achieve financial independence.

Social Responsibility and Philanthropic Activities:

In addition to its contributions to financial education, U.S. Bancorp is deeply committed to social development and philanthropic efforts. In 2025, it plans to establish a charity dedicated to providing financial skills training to the unemployed, aiming to create new career opportunities and address high unemployment rates. Additionally, U.S. Bancorp will establish a charitable foundation in the UK to assist impoverished families and actively engage in projects related to education, health, and environmental conservation.

U.S. Bancorp is both a core platform for cultivating financial talent and a powerful catalyst for social progress. Its mission is to inspire members to achieve personal financial freedom through continuous innovation and a firm commitment to social responsibility, while actively contributing to social welfare.

Through a series of revolutionary educational and philanthropic initiatives, U.S. Bancorp aims to become a global incubator for aspiring financial professionals within the next two years, while also playing a vital role in promoting a better society.